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This can happen when a deposit into the account holder's bank has not yet cleared.
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Stop Payment is a feature available to any account holder who contacts their bank BEFORE the check or draft they authorized is presented for payment.
The account holder tells the bank the check number, the amount of the check and payee and the bank in turn looks for this check, or range of checks and returns the item(s) unpaid marked Stop Payment.
This is most likely a check by phone or check draft where the wrong information was entered or provided.
Unable to locate checks or drafts may have details as to what exactly was wrong, such as a circled account number, or invalid routing number message.
Some UTL or unable to locate account checks have handwritten notes on the stamp to help the merchant locate the proper details.
Users of Check Writer software can use Routing Tool to look up bank routing numbers and bank phone numbers.
Also check by the endorsement for wording such as "check not valid until." Endorsement Missing - Endorsement - If a check or check draft is returned due to endorsement missing, this is because the depositor, not the account holder that issued the check, did not endorse the item.
An endorsement is a signature or stamp that goes on the back of the check.
You can redeposit a check with Endorsement Missing stamped on it by adding an endorsement and redepositing the item.
Endorsement Irregular - Irregular Endorsement - Checks can be returned for irregular endorsement when there is a problem with the endorsement such as a signature mis-match, account number problem or if the endorsement cannot be read.
Closed Account - - When the banks stamps Account Closed or puts the Closed Account stamp on a check or draft that was deposited, this means the account holder's bank account that was associated with that check is closed.Tags: Adult Dating, affair dating, sex dating